Affordable Car Insurance

One of the main issues that comes up in constituency surgeries is the extraordinary cost of car insurance premiums across Bradford.

Between 2008 and 2012, the average comprehensive car insurance premium in the UK almost doubled from £650 in the 1st quarter of 2008 to £1,200 in the 1st quarter of 2012. Bradfordians were particularly hit hard with some being quoted premiums in excess of £25,000 to insure their vehicles caused in large part by:

  • High levels of insurance fraud¬†- Bradford has one of the highest levels of "cash for crash" insurance fraud in the country.
  • Uninsured driving. Bradford has one of the highest levels of uninsured vehicles in the UK.
  • Exceptionally high levels of personal injury claims in Bradford

This was a massive issue both for local people and local businesses that depended on using vehicles for their livelihoods.


Since that time, our campaign for affordable car insurance premiums has been our most popular and longest running campaign.

We published two detailed research papers on the problem of car insurance, holding two car insurance summits in 2012 and 2014 and has been successful in lobbying the Government in introducing a catalogue of measures in order to reduce the cost of car insurance in Bradford and across the country.

We have been successful in not only helping to apply the brakes to the never-ending increase in premiums in Bradford but also achieving a significant reduction of 27% in car insurance premiums between 2012 and 2014, saving hard working Bradfordians up to £170 each year on an average insurance premium.


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